LEADER 00000cam a2200697Ka 4500 001 ocn779850761 003 OCoLC 005 20160527040436.8 006 m o d 007 cr cnu---unuuu 008 120312s2010 vaua ob 001 0 eng d 019 787851542 020 9781579225490|q(electronic book) 020 1579225497|q(electronic book) 020 |z9781579224677 020 |z1579224679 020 |z9781579224684 020 |z1579224687 035 (OCoLC)779850761|z(OCoLC)787851542 040 N$T|beng|epn|cN$T|dE7B|dEBLCP|dMHW|dOCLCQ|dYDXCP|dDEBSZ |dNLGGC|dOCLCQ 043 n-us--- 049 RIDW 050 4 LB2334|b.B65 2010eb 072 7 BUS|x050040|2bisacsh 082 04 331.25/291378|222 090 LB2334|b.B65 2010eb 100 1 Bridges, Edwin M.|0https://id.loc.gov/authorities/names/ n84153583 245 14 The prudent professor :|bplanning and saving for a worry- free retirement from academe /|cEdwin M. Bridges, Brian D. Bridges. 250 1st ed. 264 1 Sterling, Va. :|bStylus Pub.,|c2010. 300 1 online resource (xiii, 352 pages) :|billustrations 336 text|btxt|2rdacontent 337 computer|bc|2rdamedia 338 online resource|bcr|2rdacarrier 340 |gpolychrome|2rdacc 347 text file|2rdaft 504 Includes bibliographical references and index. 505 0 Introduction: A preview of retirement -- Getting there: a look in the rearview mirror -- How much do I need to save? -- Do investment costs matter? -- Should I invest in index or actively managed funds? -- What should my mix of assets be? -- Why should I diversify? -- What investing principles would serve me well? -- How do I build an investment portfolio? -- What role should TIAA-CREF retirement annuities play in my investment portfolio? -- What role should TIAA-CREF retirement class mutual funds play in my investment portfolio? -- Can I afford to retire? -- Should I purchase an annuity? -- When should I start taking social security? -- Do I need long-term care insurance? -- How much should I set aside for health insurance? -- How do I put my financial house in order? -- Should we sell our home and relocate? -- Is a reverse mortgage right for me? -- How should I use a financial planner? -- Can I count on TIAA-CREF's financial services? -- How do I maximize my retirement income and financial security? -- What are my income options with TIAA-CREF? -- Should I incorporate a TIAA traditional payout annuity into my pension plan? -- Should I incorporate a TIAA-CREF variable-income annuity into my pension plan? -- Should I use systematic withdrawal as a major source of my pension income in retirement? -- Mirror, mirror on the wall, what is the greatest threat of all? -- How can I protect my nest egg against huge losses? -- How can I protect my nest egg against fraud? -- What if I finish in the black? -- Money, happiness, and a fulfilling retirement -- Appendixes: A. Illustration -- B. Possible questions to ask when seeking financial advice -- C. Experiences with Vanguard's financial planning services -- D. Planning tools & calculations -- E. Special issues for women -- F. Must reading for an informed investor -- G. Determining minimum distribution requirement -- H. Operating expenses for CREF variable annuity accounts, 1997-2008 -- I. Total investment costs for the CREF variable equity accounts -- J. Publications -- K. TIAA-CREF: strengths, shortcomings, and needed changes -- L. Formula for calculating annual income increases/decreases from variable annuities -- M. Historic returns: worst case, one year -- N. Annual income changes for TIAA-CREF variable annuity accounts, 1996-2005 -- O. TIAA-CREF variable income changes, 2001-2003 -- P. Annual review of your savings and retirement plan. 520 This is a guide for anyone in the academy - faculty member, administrator or professional staff - at whatever point she or he may be along the career path. Ed Bridges offers you a straightforward, easyto- grasp, and structured way to think about money, learn how it works, understand the priorities for your stage in life, determine your objectives, and develop a personal plan most likely to achieve them. He shares his self-education about the confusing business of investing and retirement planning, writing "In schooling myself, I adopted the mindset that I had used as a social scientist. I dist. 588 0 Print version record. 590 eBooks on EBSCOhost|bEBSCO eBook Subscription Academic Collection - North America 610 20 College Retirement Equities Fund.|0https://id.loc.gov/ authorities/names/n84032509 610 24 College Retirement Equities Fund. 610 27 College Retirement Equities Fund.|2fast|0https:// id.worldcat.org/fast/592133 650 0 College teachers|0https://id.loc.gov/authorities/subjects/ sh85028378|xRetirement|0https://id.loc.gov/authorities/ subjects/sh99002499|zUnited States.|0https://id.loc.gov/ authorities/names/n78095330-781 650 0 College teachers|zUnited States|0https://id.loc.gov/ authorities/subjects/sh85028388|xFinance, Personal.|0https ://id.loc.gov/authorities/subjects/sh2002007886 650 7 College teachers|xRetirement.|2fast|0https:// id.worldcat.org/fast/868159 650 7 College teachers.|2fast|0https://id.worldcat.org/fast/ 868114 650 7 Finance, Personal.|2fast|0https://id.worldcat.org/fast/ 924449 651 7 United States.|2fast|0https://id.worldcat.org/fast/1204155 655 0 Electronic books. 655 4 Electronic books. 700 1 Bridges, Brian D.,|d1965-|0https://id.loc.gov/authorities/ names/n2010027009 776 08 |iPrint version:|aBridges, Edwin M.|tPrudent professor. |b1st ed.|dSterling, Va. : Stylus Pub., 2010 |z9781579224677|w(DLC) 2010017226|w(OCoLC)609538398 856 40 |uhttps://rider.idm.oclc.org/login?url=http:// search.ebscohost.com/login.aspx?direct=true&scope=site& db=nlebk&AN=438672|zOnline eBook. Access restricted to current Rider University students, faculty, and staff. 856 42 |3Instructions for reading/downloading this eBook|uhttp:// guides.rider.edu/ebooks/ebsco 901 MARCIVE 20231220 948 |d20160607|cEBSCO|tebscoebooksacademic|lridw 994 92|bRID