| Description |
1 online resource (xiv, 314 pages) |
|
text file |
| Bibliography |
Includes bibliographical references (pages 285-300) and index. |
| Contents |
Pt. 1. Overview. Political choices and housing finance ; The global financial crisis and the UK government's role -- pt. 2. Tenure. Local authority general housing services and building work ; Owner occupation ; The changing fortunes of council housing ; Housing associations ; The private rented sector -- pt. 3. Issues with housing costs. 'Marginal' owner occupation ; A variety of rents ; Paying for housing with help from housing benefits -- pt. 4. Discussion. Is our housing system sustainable? |
| Summary |
The global financial crisis of 2007-08 was triggered by sub-prime mortgage mis-selling in the US and the global sale of these debts as new bonds. Austerity programmes are designed to reduce the borrowing that governments undertook to stabilise failing banking systems but the UK's Coalition government is using 'austerity' as a cover to dismantle the welfare state. Housing is at the forefront of these changes. Mortgages and rental costs are rising as 'the market' dictates them, while people with low incomes now receive substantially less financial help from the welfare state. In this much-needed text by an experienced author with a policy background, current housing finance issues (and their history) are linked with broader social policy and political themes. It covers the finance of building and refurbishment, managing and maintaining property for all the different tenures (owner occupation, council housing, housing association and private renting), and discusses whether current arrangements are sustainable. Written for housing, social policy and politics students and staff, it is also accessible to anyone concerned about housing in Britain today. Author Biography Dr Cathy Davis is a freelance writer and housing and social policy researcher. Publisher's note. |
| Local Note |
eBooks on EBSCOhost EBSCO eBook Subscription Academic Collection - North America |
| Subject |
Housing -- Great Britain -- Finance.
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Housing. |
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Great Britain. |
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Finance. |
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Public housing -- Great Britain -- Finance.
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BUSINESS & ECONOMICS -- Infrastructure. |
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SOCIAL SCIENCE -- General. |
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Public housing. |
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POLITICAL SCIENCE -- Public Policy -- City Planning & Urban Development. |
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Housing -- Finance. |
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Public housing -- Finance. |
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Wohnungsfinanzierung. |
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Großbritannien. |
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Bostäder -- ekonomiska aspekter. |
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Bostadsfinansiering -- ekonomiska aspekter. |
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Bostadspolitik. |
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Storbritannien. |
| Genre/Form |
Electronic books.
|
| Other Form: |
Print version: Davis, Cathy. Finance for housing. Bristol : Policy Press, 2013 1447306481 9781447306481 |
| ISBN |
1447316576 (electronic book) |
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9781447316572 (electronic book) |
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1447306481 |
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9781447306481 |
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144730649X |
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9781447306498 |
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9781447306504 EPUB |
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1447306503 EPUB |
|
