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037    D87F4E14-00A4-4001-BFEF-B9224FE625A2|bOverDrive, Inc.
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100 1  Baradaran, Mehrsa,|d1978-|0https://id.loc.gov/authorities/
       names/n2015013070|eauthor. 
245 14 The color of money :|bBlack banks and the racial wealth 
       gap /|cMehrsa Baradaran. 
264  1 Cambridge, Massachusetts :|bThe Belknap Press of Harvard 
       University Press,|c2017. 
264  4 |c©2017 
300    1 online resource (371 pages) 
336    text|btxt|2rdacontent 
337    computer|bc|2rdamedia 
338    online resource|bcr|2rdacarrier 
340    |gpolychrome|2rdacc 
347    text file|2rdaft 
504    Includes bibliographical references and index. 
505 0  Forty acres or a savings bank -- Capitalism without 
       capital -- The rise of black banking -- The new deal for 
       white America -- Civil rights dreams, economic nightmares 
       -- The decoy of black capitalism -- The free market 
       confronts black poverty -- The color of money matters. 
520    "When the Emancipation Proclamation was signed in 1863, 
       the black community owned less than one percent of the 
       United States' total wealth. More than 150 years later, 
       that number has barely budged. The Color of Money pursues 
       the persistence of this racial wealth gap by focusing on 
       the generators of wealth in the black community: black 
       banks. Studying these institutions over time, Mehrsa 
       Baradaran challenges the myth that black communities could
       ever accumulate wealth in a segregated economy. Instead, 
       housing segregation, racism, and Jim Crow credit policies 
       created an inescapable, but hard to detect, economic trap 
       for black communities and their banks. The Catch-22 of 
       black banking is that the very institutions needed to help
       communities escape the deep poverty caused by 
       discrimination and segregation inevitably became victims 
       of that same poverty. Not only could black banks not 
       "control the black dollar" due to the dynamics of bank 
       depositing and lending but they drained black capital into
       white banks, leaving the black economy with the scraps. 
       Baradaran challenges the long-standing notion that black 
       banking and community self-help is the solution to the 
       racial wealth gap. These initiatives have functioned as a 
       potent political decoy to avoid more fundamental reforms 
       and racial redress. Examining the fruits of past policies 
       and the operation of banking in a segregated economy, she 
       makes clear that only bolder, more realistic views of 
       banking's relation to black communities will end the cycle
       of poverty and promote black wealth."--Jacket. 
588 0  Online resource; title from PDF title page (EBSCO, viewed 
       October 6, 2017). 
590    eBooks on EBSCOhost|bEBSCO eBook Subscription Academic 
       Collection - North America 
650  0 African Americans|xEconomic conditions.|0https://
       id.loc.gov/authorities/subjects/sh85001945 
650  0 African American banks|0https://id.loc.gov/authorities/
       subjects/sh85001802|xHistory.|0https://id.loc.gov/
       authorities/subjects/sh99005024 
650  0 Discrimination in banking|0https://id.loc.gov/authorities/
       subjects/sh94008024|zUnited States|0https://id.loc.gov/
       authorities/names/n78095330-781|xHistory.|0https://
       id.loc.gov/authorities/subjects/sh99005024 
650  0 African Americans|0https://id.loc.gov/authorities/subjects
       /sh85001932|xFinance.|0https://id.loc.gov/authorities/
       subjects/sh2002007885 
650  0 Wealth|zUnited States|0https://id.loc.gov/authorities/
       subjects/sh2008113411|xHistory.|0https://id.loc.gov/
       authorities/subjects/sh99005024 
650  7 African Americans|xEconomic conditions.|2fast|0https://
       id.worldcat.org/fast/799599 
650  7 African American banks.|2fast|0https://id.worldcat.org/
       fast/799039 
650  7 History.|2fast|0https://id.worldcat.org/fast/958235 
650  7 Discrimination in banking.|2fast|0https://id.worldcat.org/
       fast/895026 
650  7 African Americans.|2fast|0https://id.worldcat.org/fast/
       799558 
650  7 Finance.|2fast|0https://id.worldcat.org/fast/924349 
650  7 Wealth.|2fast|0https://id.worldcat.org/fast/1172973 
651  7 United States.|2fast|0https://id.worldcat.org/fast/1204155
655  4 Electronic books. 
655  7 History.|2fast|0https://id.worldcat.org/fast/1411628 
776 08 |iPrint version:|tThe color of money :|bBlack banks and 
       the racial wealth gap|dCambridge, Massachusetts : The 
       Belknap Press of Harvard University Press, 2017
       |z9780674970953 
856 40 |uhttps://rider.idm.oclc.org/login?url=http://
       search.ebscohost.com/login.aspx?direct=true&scope=site&
       db=nlebk&AN=1611132|zOnline ebook via EBSCO. Access 
       restricted to current Rider University students, faculty, 
       and staff. 
856 42 |3Instructions for reading/downloading the EBSCO version 
       of this ebook|uhttp://guides.rider.edu/ebooks/ebsco 
901    MARCIVE 20231220 
948    |d20210519|cEBSCO|tEBSCOebooksacademic NEW April 9 4115
       |lridw 
994    92|bRID