The assets and liabilities held by low-income families / John Karl Scholz and Ananth Seshadri -- Financial services, saving, and borrowing among low-and moderate-income households : evidence from the Detroit area household financial services study / Michael S. Barr -- Banking low-income populations : perspectives from South Africa / Daryl Collins and Jonathan Morduch -- Savings policy & decision-making in low-income households / Sendhil Mullainathan and Eldar Shafir -- Using financial innovation to support savers : from coercion to excitement / Peter Tufano and Daniel Schneider -- IDAs and asset-building policy : lessons and directions / Michael Sherraden -- Homeownership : America's dream / Raphael W. Bostic and Kwan Ok Lee -- Patterns of credit card use among low- and moderate-income households / Ronald J. Mann -- Immigrants' access to financial services and asset accumulation / Una Okonkwo Osili and Anna L. Paulson.
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